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Business software · Pricing explainer

Xero pricing

Xero Early costs $5.40/mo billed monthly, then renews at $27/mo (+400%). Prices checked 10 Oct 2026.

By Alfie's Guide · Published · Last updated · Prices checked

Screenshot of the Xero pricing page, captured 10 Oct 2026Open the full screenshot (opens in a new tab)
Xero’s pricing page as we saw it on
From
$5.40/moEarly, monthly
Renews at
$27/mo400% more than the intro price
Try it
No free tieras stated on the pricing page
Checked
from the vendor’s own page

How much does Xero cost?

Per-month price, billed for the whole term up front.
Plan and termIntroRenews atJumpNotesPrice checked
Early · Monthly$5.40$27.00+400%Get 80% off your plan for your first 3 months*; new US customers, then regular price, auto-renews monthly. Alternative offer: one month free (source, opens in a new tab) · screenshot (opens in a new tab)
Growing · Monthly$11.80$59.00+400%Get 80% off your plan for your first 3 months*; new US customers, then regular price, auto-renews monthly. Alternative offer: one month free (source, opens in a new tab) · screenshot (opens in a new tab)
Established · Monthly$19.40$97.00+400%Get 80% off your plan for your first 3 months*; new US customers, then regular price, auto-renews monthly. Alternative offer: one month free (source, opens in a new tab) · screenshot (opens in a new tab)
Intro price against renewal price, by plan and term
  1. Earlymonthly
    $5.40/mo
    $27/mo
    +400%
  2. Growingmonthly
    $11.80/mo
    $59/mo
    +400%
  3. Establishedmonthly
    $19.40/mo
    $97/mo
    +400%

Intro price Renews at· checked 10 Oct 2026

Per-month equivalents from the vendor's pricing page. The first term is charged at the intro price; every renewal at the renewal price.

What does Xero cost after the first term?

Buying Early on a monthly term costs $5.40 for the first month, then renews at $27.00/mo (+400%). 5 years of use cost $1,555.20. Based on prices checked .

What you will have paid for Early by the end of each year
  1. Early paid monthly$907
Each step is a payment. A long prepaid term is one tall step up front, then nothing until it renews for the same length again; a yearly term steps up every year at the renewal price.

Every plan over 5 years

Cumulative cost of use by the end of each year if you keep renewing the same term. First term at the intro price, later terms at the renewal price. A prepaid term is spread over the months it covers, so a long term is never charged twice inside the 5 years. Long terms are still billed up front.
Plan and termYear 1Year 2Year 3Year 4Year 5
Early · Monthly$259$583$907$1,231$1,555
Growing · Monthly$566$1,274$1,982$2,690$3,398
Established · Monthly$931$2,095$3,259$4,423$5,587

Prices exclude tax and optional add-ons. Check the vendor’s checkout for the final amount.

Watch the invoice cap on Early

On 10 October 2026 Xero's US plans were Early at $27 a month, Growing at $59 and Established at $97. New customers could get 80% off for the first 3 months, which is $5.40, $11.80 and $19.40 a month, or take one month free instead. After that the regular price applies and the subscription renews monthly until canceled.

Early is cheap partly because it is capped. It covers quotes and 20 invoices and 5 bills, and Xero says the invoice limit counts both approving and sending invoices, including ones created by connected apps. Xero charges no per-user license fees, but payment fees apply to online invoice payments, and payroll is an extra $36 a month plus $6 per employee or contractor.

Price log

We have checked Xero's pricing page once so far. Every re-check and every price change will be listed here.

  1. First captured: 3 prices from the vendor's pricing page.

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