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Business software · Pricing explainer

Wave pricing

Wave Pro costs $15.83/mo billed yearly ($189.96 up front) and renews at the same price. There is a free plan. Prices checked 10 Oct 2026.

By Alfie's Guide · Published · Last updated · Prices checked

Screenshot of the Wave pricing page, captured 10 Oct 2026Open the full screenshot (opens in a new tab)
Wave Financial’s pricing page as we saw it on
From
$15.83/moPro, 1 year ($189.96 up front)
Renews at
$15.83/mosame as the intro price
Try it
Free planas stated on the pricing page
Checked
from the vendor’s own page

How much does Wave cost?

Per-month price, billed for the whole term up front.
Plan and termIntroRenews atJumpNotesPrice checked
Starter · MonthlyFreeFreen/aCard payments 2.9% + $0.60 per transaction (source, opens in a new tab) · screenshot (opens in a new tab)
Pro · Monthly$19.00$19.00none$19USD/month, billed monthly (source, opens in a new tab) · screenshot (opens in a new tab)
Pro · 1 year$15.83$15.83none$190USD/year, billed annually (source, opens in a new tab) · screenshot (opens in a new tab)

What does Wave cost after the first term?

Buying Pro on a 1-year term costs $189.96 up front for 12 months. 5 years of use cost $949.80. Based on prices checked .

What you will have paid for Pro by the end of each year
  1. Pro paid monthly$684
  2. Pro 1 year term$570
Each step is a payment. A long prepaid term is one tall step up front, then nothing until it renews for the same length again; a yearly term steps up every year at the renewal price.

Which Wave term is cheapest?

Over one year, Pro costs $189.96 renewing yearly and $228 paying monthly.

Compared over 1 year, the length of the longest term, so every option covers the same period. Cheapest first.
TermIntroRenews atTotal paid
1 year$15.83/mo$15.83/mo$190
Monthly$19.00/mo$19.00/mo$228

Every plan over 5 years

Cumulative cost of use by the end of each year if you keep renewing the same term. First term at the intro price, later terms at the renewal price. A prepaid term is spread over the months it covers, so a long term is never charged twice inside the 5 years. Long terms are still billed up front.
Plan and termYear 1Year 2Year 3Year 4Year 5
Pro · Monthly$228$456$684$912$1,140
Pro · 1 year$190$380$570$760$950

Prices exclude tax and optional add-ons. Check the vendor’s checkout for the final amount.

Free software, paid card processing

On 10 October 2026 Wave's Starter plan cost $0 and its Pro plan cost $19 a month billed monthly or $190 a year billed annually. Pro is charged per business, so three businesses on Pro means paying three times.

Wave makes money on payments. On Starter, card payments cost 2.9% + $0.60 per transaction, or 3.4% + $0.60 for Amex. Pro drops the $0.60 for the first 10 transactions each month, then the standard rate applies. Bank transaction import is a Pro feature, unlimited receipt capture is included in Pro or an add-on at $8 a month or $72 a year, and payroll starts from $40 a month.

Price log

We have checked Wave's pricing page once so far. Every re-check and every price change will be listed here.

  1. First captured: 3 prices from the vendor's pricing page.

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